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For example, if you buy a policy for yourself, you are both the owner and the insured.
However, if you buy a policy for your spouse, you are the policy owner while your spouse is the insured person.
Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.
Life insurance is about providing protection to the dependents.
At the same time, it also provides peace of mind to the living person.
However, a person may make anybody the beneficiary of the policy.
The insurance policy is a legal contract between the insurer and the insured.
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However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.