Stale dating claim
Department of Treasury checks must be deposited or cashed within one year from the issue date. Department of the Treasury urges you to contact the federal agency that authorized the issue of the check. The issuing agency will appear on the front of the check. Department of Treasury checks must be deposited or cashed within one year from the issue date. The Social Security Administration phone number is 800-772-1213.
The Internal Revenue Service can be reached by calling 800-829-1040.
While running errands this afternoon, I stopped by the bank to deposit a check. “It had been so long that I thought they must have lost it.
All of the tellers were occupied with difficult clients. She tried to help the woman figure out where the problem was. I've already used that money for something else.” The teller didn't say anything. In my younger days, I had similar experiences (though never with checks that were just a few weeks old). Or should I keep it in my account in case the check actually goes through?
And an account that may have been flush when the check was issued may be empty several months down the road.
There is no law or hard-and-fast rule that banks must adhere to regarding stale-dated checks.
If that birthday check from Aunt Nellie is still floating around your house months after your birthday, you could be in for a surprise when you try to cash it. But they do become what is known as “stale dated.” Simply put, a check becomes stale dated six months after it was written. Sometimes your financial institution won’t notice the old date and will accept the check.
This hurt me twice because I, too, had added the money back into my checkbook. When I got home today, I looked up the actual law on stale checks.
It turns out that a bank can pay or return an old check as it sees fit.
Each agency has its own procedure for requesting a reissue of an expired check.
For example, to request a replacement for an expired IRS check, you must write 'void' across the check. Department of Treasury checks must be deposited or cashed within one year from the issue date.